Credit and Eviction Report: What Every Landlord Needs to Know

 When it comes to renting out your property, selecting the right tenant is everything. But how can you tell if an applicant will pay on time—or if they’ve been evicted before? That’s where a credit and eviction report becomes your secret weapon.

In today’s competitive rental market, landlords can’t afford to skip this critical step. Let’s explore why this report matters and how it can help you protect your investment.

What Is a Credit and Eviction Report?

A credit and eviction report provides landlords with a deep dive into a tenant's financial responsibility and rental history. It includes:

  • Credit report: Score, payment history, total debt, collections, and bankruptcies

  • Eviction report: Prior eviction filings, judgments, or lease violations

These two elements combined give landlords a clear view of a tenant’s ability—and willingness—to fulfill their lease obligations.

Why This Report Matters

Imagine this: a tenant with a decent credit score but a hidden history of multiple evictions. Or one who looks financially stable but has thousands in unpaid rent from previous properties. Without both credit and eviction checks, you only get half the picture.

As explained in LeaseRunner’s Tenant Screening Guide, relying on credit screening alone isn’t enough. Including eviction history provides the context you need to avoid high-risk tenants.

Key Benefits:

  • Avoid costly evictions by spotting red flags early

  • Protect your rental income with financially responsible tenants

  • Ensure long-term tenant stability and reduce turnover

What’s Included in a LeaseRunner Report?


When you use LeaseRunner’s Tenant Background Screening, you receive a comprehensive, FCRA-compliant report that includes:

  • Full credit check (not just the score)

  • Detailed eviction history from nationwide court databases

  • Tradelines, collections, and public records

  • Identity verification and SSN check

  • Optional add-ons like criminal background checks

All results are delivered digitally, with the applicant’s consent, in real time.

Credit vs. Eviction: Why You Need Both

A credit report tells you whether someone pays their bills. But it doesn’t show how they behave as a tenant.

Eviction reports, on the other hand, focus specifically on rental behavior—like nonpayment of rent, lease violations, or property damage that led to legal action.

According to LeaseRunner’s blog article, both reports play unique roles in helping landlords make smarter leasing decisions. Together, they provide a full-circle view of an applicant’s reliability.

Fast, Easy, and Legally Compliant

With LeaseRunner, pulling a credit and eviction report is fast, secure, and 100% online. You send the request, the applicant approves it, and results are instantly available to you—no subscriptions, no paperwork.

Whether you manage one unit or 100, it’s a simple way to screen tenants professionally while staying compliant with housing regulations.

Final Thoughts

A credit and eviction report isn’t just a checkbox in your rental process—it’s your safety net. It helps you rent with confidence, avoid costly mistakes, and protect your property long-term.

With tools like LeaseRunner, you can screen smarter and lease faster. The more you know about a tenant upfront, the fewer surprises you’ll face later on.

#TenantScreening #CreditAndEvictionReport #LandlordTools #LeaseRunner #RentalTips #SmartLandlording

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